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Affordable Insurance in the Philippines for COVID-19

Affordable Insurance Products In The Philippines For COVID-19

The latest data from the Department of Health shows that the number of confirmed COVID-19 cases in the Philippines is near one million, and more than 16,700 deaths. Things aren’t looking good, and we don’t know when the pandemic will stop ravaging the country, especially the healthcare system. It’s imperative to have insurance now more than ever. With insurance, you can have another funding source if you or your family is hit by COVID-19, as hospital bills and medical expenses can skyrocket to millions. If you have no insurance yet or want coverage to your health portfolio, check out the following products in the Philippines that are affordable and cover COVID-19.


Globe Prepaid and Touch Mobile customers can get Php7,000 worth of insurance health coverage from Pacific Cross and free seven teleconsultations with KonsultaMD for Php95. Get more details – how to avail, how the plan works, up to how many times you can register, and the benefits – by going to this page. Not only that, policyholders can redeem Pacific Cross’s insurance through Globe Rewards for at least 15 points up to 95 points. The promo runs until November 23, 2021. Read this to know more about the offer, or watch this YouTube video by Myra Mica for other information and detailed redemption instructions.

Affordable Insurance Products In the Philippines for COVID-19

GCash GInsure

Singlife, and AXA Philippines, together with MicroEnsure, have partnered with GCash to provide affordable insurance products for COVID-19. GCash and Singlife have a current promo in partnership with Globe. It offers free 3-month coverage for COVID-19, dengue, and income loss due to accidents to TM and Globe subscribers. The promo duration and mechanics for the various TM and Globe products differ, so make sure you read them carefully. Here’s the link to the page.

SMS Insure,  powered by AXA and MicroEnsure, offers coverage as low as Php468 per annum (Php50,750 coverage) for one person and Php1,404 per annum (Php152,250 coverage) for a maximum of three family members. To learn about the terms and conditions of the SMS Insure policies, visit this page.    

Pioneer HospiCash Lite

Sign up for insurance for only Php575 and get cash assistance if you’re hospitalized due to an accident or any pre-existing illness, including COVID-19. The coverage is good for three months and provides Php500 per day for a maximum of 10-day hospital confinement. Learn more about this plan from the InsureShop by Pioneer page. 

Maxicare EReady

In case of a medical emergency, a prepaid card will come in handy. Maxicare has two kinds of EReady prepaid emergency health cards you can choose from – the Titanium that costs Php839 and Platinum that costs Php1,039. They both offer up to Php15,000 for one-time emergency coverage. Still, the insured can use the Titanium card in Maxicare-accredited hospitals. At the same time, Platinum cardholders can access the top 6 hospitals in Metro Manila. Learn more about these cards here.

Also, check Maria Health for other prepaid health insurance cards that cover COVID-19. There are various options from InLife and PhilCare. Shop and see what insurance will work best for you and your family. Remember that time is of the essence too.

Pinoy Stack Staff

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